New Mexico Drivers Insurance Companies Notification Letters Insurance Verification Citizen Forms Q & A

Drivers are expected to operate motor vehicles with a minimum of liability insurance. Minimum liability amounts required in New Mexico are:
  1. twenty five thousand ($25,000) because of bodily injury or death to one person in any accident;
  2. subject to this limit for one person, fifty thousand dollars ($50,000) because of bodily injury to or death of two or more persons in one accident; and
  3. ten thousand dollars ($10,000) because of injury to or destruction of property of others in any one accident; and
  4. if evidence is in the form of surety bond or a cash deposit, the total amount shall be sixty thousand dollars ($60,000).
Vehicles that do not have the minimum liability insurance are subject to having their vehicle registration suspended. Effective October 9, 2002 registration of your vehicle(s) may be denied or delayed until insurance is obtained.

Drivers who receive uninsured notifications, but have proper insurance coverage in force, should refer to the Insurance Verification page for instructions on how to provide proof of insurance documents to the program.

Drivers who provide fraudulent proof of insurance documents to the program may be prosecuted according to the State of New Mexico's statutes.


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